🏠 Basic EMI
📋 Amortization
💼 Affordability
🔄 Refinance
➕ Extra Payment
🏠 Mortgage EMI Calculator
Home Price
₹
INR
₹20L
₹35L
₹50L
₹1Cr
₹2Cr
Down Payment
₹
%
5%
10%
15%
20%
25%
Loan Amount (auto-calculated)
₹
INR
Annual Interest Rate
% p.a.
7%
7.5%
8.5%
9.5%
10.5%
Loan Tenure
Yrs
Mo
5 Yrs
10 Yrs
15 Yrs
20 Yrs
30 Yrs
⚙️ Include Optional Costs ▼
Property Tax (Annual)
₹
/yr
Home Insurance (Annual)
₹
/yr
HOA / Maintenance (Monthly)
₹
/mo
Processing Fee
%
📋 Full Amortization Schedule
Loan Amount
₹
INR
₹10L
₹25L
₹40L
₹75L
₹1Cr
Annual Interest Rate
% p.a.
7%
7.5%
8.5%
9.5%
10.5%
Loan Tenure
Yrs
Mo
5 Yrs
10 Yrs
15 Yrs
20 Yrs
30 Yrs
💼 Home Loan Affordability Calculator
Gross Monthly Income
₹
/ mo
₹50K
₹1L
₹2L
₹5L
₹10L
Existing Monthly Obligations (EMIs / Rent)
₹
/ mo
Annual Interest Rate
% p.a.
Loan Tenure
Years
10 Yrs
15 Yrs
20 Yrs
25 Yrs
30 Yrs
Down Payment Available
₹
INR
Debt-to-Income Limit (lender guideline)
🔄 Refinance Comparison Calculator
📌 Current Loan
Outstanding Balance
₹
Current Rate
% p.a.
Remaining Tenure
Yrs
✨ New Loan (Refi)
New Rate
% p.a.
New Tenure
Yrs
Closing / Refi Costs
₹
➕ Extra Payment Impact Calculator
Loan Amount
₹
INR
₹10L
₹25L
₹40L
₹75L
₹1Cr
Annual Interest Rate
% p.a.
Loan Tenure
Years
10 Yrs
15 Yrs
20 Yrs
25 Yrs
30 Yrs
Extra Monthly Payment
₹
/ mo
₹1K
₹2K
₹5K
₹10K
₹20K
One-Time Lump Sum Prepayment
₹
INR
Applied at start of loan. Set 0 to skip.
Monthly Payment
₹0
—
₹0
Principal
₹0
Total Interest
₹0
Total Cost
Principal: ₹0
Interest: ₹0
Total: ₹0
Repayment Schedule
YEARLY
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