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Retirement Calculator

Plan your retirement with our free calculator. Estimate your retirement corpus, monthly savings needed & inflation impact. Supports EPF, PPF & NPS. No sign-up needed.

195K uses this month Rating 4.9★ Updated May 2026

🏦 Corpus Planner

💵 Monthly Pension

🔥 FIRE Number

📋 NPS Calculator

✅ Readiness Check

🏦 Retirement Corpus Planner

Current Age

Yrs

25 30 35 40 45

Retirement Age

Yrs

45 50 55 60 65

Life Expectancy

Yrs

75 80 85 90 100

Current Monthly Expenses

₹ / mo

₹25K ₹50K ₹1L ₹2L ₹5L

Expected Inflation Rate

% p.a.

4% 5% 6% 7% 8%

Post-Retirement Return on Investment

% p.a.

Return on your corpus during retirement (conservative: FD/debt funds).

Pre-Retirement Investment Return

% p.a.

Expected return on savings before retirement (equity/mutual funds).

Existing Savings / Investments

₹ INR

Current retirement savings already accumulated. Set 0 if starting fresh.

Corpus Required

₹0

—

₹0

Invested

₹0

Returns

₹0

Total

Invested: ₹0

Returns: ₹0

Total: ₹0

Year-wise Projection

YEARLY

Frequently Asked Questions

📌 How much should I save for retirement? ▼

A common rule of thumb is to aim for a retirement corpus that is 20-30 times your annual expenses. However, this depends on your lifestyle, inflation, and life expectancy.

📌 How does inflation affect retirement planning? ▼

Inflation reduces the purchasing power of your money over time. A monthly expense of ₹50,000 today might require ₹1,50,000 in 20 years just to maintain the same standard of living.

📌 What is a safe withdrawal rate? ▼

The "4% rule" is a common guideline, suggesting you can withdraw 4% of your total retirement corpus annually without running out of money, though this varies based on market performance.

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